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Insurance : Insurance | Fiesta Forums

Insurance

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Insurance

Postby rs_hole on Fri Nov 30, 2007 1:53 pm

Hiya,

i was just wondering if you know any good insurance companys for a 19yr old for an XR2i.

oh yeah ive got 1 years no claims as well.

thanks :D
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Re: Insurance

Postby Oranoco on Fri Nov 30, 2007 2:01 pm

All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remeber to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.
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Re: Insurance

Postby rs_hole on Fri Nov 30, 2007 2:19 pm

ahhh good thinking.

i got a renewal quote from quinn direct and its £900 i doubt i would get better really
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Re: Insurance

Postby pitslayer on Sat Dec 01, 2007 3:07 am

try bell, they insured me on my golf and they were cheap.
failing that use moneysupermarket i always get stupidly low qoutes out of there :)
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Re: Insurance

Postby timturbo on Sat Dec 01, 2007 7:55 pm

Oranoco :All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remeber to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.


why elephant and admiral ive had good quotes from them?
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Re: Insurance

Postby ukmicky on Sat Dec 01, 2007 8:22 pm

timturbo :
Oranoco :All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remember to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.


why elephant and admiral ive had good quotes from them?
I've never had a problem either.

Admiral insure my FRST for £ 295 fully comp ,which is quite reasonable since i park it on the road and also pay for claims protection. I suppose that would more than treble if i didn't have Max no claims though.
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Re: Insurance

Postby Sphinx on Sat Dec 01, 2007 8:23 pm

timturbo :
Oranoco :All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remeber to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.


why elephant and admiral ive had good quotes from them?


You may get good quotes but in my experience, internet only places like those are more trouble than they're worth IF something happens. These days I go for places that have a good reputation for customer service, it may cost a little more but it's well worth it imo. I was insured with Norwich Union and to cut a long story short, when my renewal came through I'd lost all my NC's unbeknown to me. This took AGES to sort out through their utterly incompetent call centre.
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Re: Insurance

Postby Capri on Sun Dec 02, 2007 10:04 am

timturbo :
Oranoco :All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remeber to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.


why elephant and admiral ive had good quotes from them?


That's because they're useless morons. You get what you pay for, at the end of the day.

rs_hole - We do have a dedicated insurance forum; please try to use specific forums if you can.
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Re: Insurance

Postby Oranoco on Sun Dec 02, 2007 6:23 pm

ukmicky :
timturbo :
Oranoco :All you can do is grab a car mag and start working through the insurers in the back.

At 19 you'll find a lot of companies refuse to quote. Remember to avoid the useless morons at Admiral/Elephant.co.uk though and you shouldn't go far wrong.


why elephant and admiral ive had good quotes from them?
I've never had a problem either.

Admiral insure my FRST for £ 295 fully comp ,which is quite reasonable since i park it on the road and also pay for claims protection. I suppose that would more than treble if i didn't have Max no claims though.



Because they are worse than usless if you need to claim. The quote might be good but you soon discover that you are covered for the grand total of sweet FA. You'd do better sticking your balls in a blender
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Re: Insurance

Postby M1K3Y_B on Mon Dec 03, 2007 1:48 am

Oranoco :
Because they are worse than usless if you need to claim. The quote might be good but you soon discover that you are covered for the grand total of sweet FA. You'd do better sticking your balls in a blender


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Re: Insurance

Postby ukmicky on Tue Dec 04, 2007 12:15 am

I've never had a problem with admiral :)
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Re: Insurance

Postby CossieDan on Wed Dec 05, 2007 6:13 pm

remember with insurance your paying for the service if something goes wrong, so a crap company with a low quote is good if you dont need to claim, but if you do they prove what a complete bunch of retards they really are
ive been with elephant/admiral (same company) and had to claim when someone hit me cos they wernt looking where they were going
copper happened to be driving past when it happened. he didnt see it but it was obvious he was in the wrong as he pulled out infront of me on a roundabout, the copper said not to worry too much cos id have to have a really bad insurance company to not win the claim as it was obvious what happened

i lost :P apparently i was going too fast when he drove into me and totally destroyed the side of my car. the fact that i was already on the roundabout when he pulled out infront of me didnt seem to matter

when i tried to appeal it took them so long getting their s**t together my time to appeal was up

needless to say im not with them anymore
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Re: Insurance

Postby Oranoco on Wed Dec 12, 2007 1:43 pm

Enough said. They are completely useless.

My sister was with Diamond and was hit in the rear. The car was taken away and a couple of weeks later she received a phone call from the repair centre saying she would have to pay £300 for a new exhaust as Diamond wouldn't replace it as it was a part worn component. This was odd as my brother and I had only fitted a new silencer about a fortnight before teh accident. A phone call to Diamond confirmed this was their standing and they wouldn't budge on it despite speaking to several people there.

My sister told them to leave the exhaust and she would collect the car and deal with it herself (get my brotehr and I to do it :lol: ). The repair centre then told her they couldn't release the car as it wasn't roadworthy and they would be liable.

It was a complete nightmare and in the end we went there took the old (new) silencer away, straightened it out and refitted ourselves.

Diamond were completely useless from begining to end. It all started with a great quote but the second a claim was to be dealt with they were worse than pathetic.
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Re: Insurance

Postby festafoff on Thu Dec 13, 2007 11:00 pm

im with quinn, i like them fully comp 17, just passed £1300 around. and i drive mk4 fiesta 1.25 zetec s. i dont think thats to bad, i can do mods but have to tell them of any engin upgrade mods and i can drive anyother insured car on TPFT. this is what they told me anyway. lol.

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Re: Insurance

Postby Oranoco on Fri Dec 14, 2007 6:16 pm

I'd read the small print there fella s driving other cars is normally capped to over 25's only. Have seen it for over 21's before
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Re: Insurance

Postby Ratspeed on Fri Dec 14, 2007 6:25 pm

Im insured fully comp, im 22 and im not covered on other cars.(until im 25)
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Re: Insurance

Postby Oranoco on Fri Dec 14, 2007 6:55 pm

I've found reading my policy it says in it about driving other cras but when you read through the document is says "only applies to policy holders over 25"
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Re: Insurance

Postby festafoff on Fri Dec 14, 2007 8:56 pm

o think best look a little closer then before i drive other cars. ill av look into it.

thanks chris
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Re: Insurance

Postby festafoff on Fri Dec 14, 2007 9:05 pm

hey just looked on quinn website under the FAQ and this is what i found below,

Am I covered to drive other cars?
Provided you have a full EU licence, most of our policies cover the policyholder to drive someone else's car for third party only cover. Other restrictions may apply, please refer to your policy documents to confirm if this extension applies.

on the document they sent out it said i was covered to drive other cars, so would you please clear this up as i am a little confused i think i am able to i hope so.

thanks chris
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Re: Insurance

Postby Oranoco on Fri Dec 14, 2007 9:52 pm

festafoff :hey just looked on quinn website under the FAQ and this is what i found below,

Am I covered to drive other cars?
Provided you have a full EU licence, most of our policies cover the policyholder to drive someone else's car for third party only cover. Other restrictions may apply, please refer to your policy documents to confirm if this extension applies.

on the document they sent out it said i was covered to drive other cars, so would you please clear this up as i am a little confused i think i am able to i hope so.

thanks chris


If in doubt phone them and ask, I'd put money on it not covering you. Make sure you get it right as even if teh documents are very vague you as the driver are soley responsible for ensuring a vehicle you are driving has adequete insurance cover.
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Re: Insurance

Postby festafoff on Sat Dec 15, 2007 10:24 am

hey thanks for answering, as i said before it does say in my documents, but i will give them a buzz when i get home on the 20th to find out whats what.

thanks chris
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