fiestaturbo.com

[jakerowles]

im starting this post to get an idea of insurance cost [ERRR] hopefully be 2-3 months after im 17 . my car is a 1995 1.1 fiesta saphire 3dr moondust silver xr2i rep but dont need to declare that . [ERRR] be doin 2-3000 miles anually parked on drive overnight car park in the day im a student will do pass pluss and live in burnage which aint that bad lol im just looking for a rough price what other people are getting so i know how much i need to save any help apriciated cheers jake

[bas saph]

pop on a couple of comparison web sites and pretend you are where you want to be in 3 months, this will give you an idea but Im guessing 2-3k

[jakerowles]

pop on a couple of comparison web sites and pretend you are where you want to be in 3 months, this will give you an idea but Im guessing 2-3k

Tried it all before and just get daft quotes like £9000 i think they somehow know i dont have a licence so give me stupid quotes

[bas saph]

could be location try it with provisional might be better to stay a learner and get your first years no claims

[MB7201]

Try quinn. They were cheap for me when I was younger.

[jakerowles]

could be location try it with provisional might be better to stay a learner and get your first years no claims

I dont think its location my nana lives in heaton more which is kinda posh and my car was registred there and i was putting her flat in as where i live . Do no claims count on a provisional ? As i can send off for it in 13 days

[jakerowles]

Try quinn. They were cheap for me when I was younger.

Im gona try and get a list of good companies and play them off against each other

[dontpannic]

Admiral are currently knocking out decent prices for young drivers.

[jakerowles]

Admiral are currently knocking out decent prices for young drivers.

il give them a try when i get my provisional cant send off for it yet as my mums lost my national identity card

[dontpannic]

Admiral are currently knocking out decent prices for young drivers.

il give them a try when i get my provisional cant send off for it yet as my mums lost my national identity card

Then you must leave the country until we know who you really are.




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- Sent from my iPhone using Tapatalk

[jakerowles]

Admiral are currently knocking out decent prices for young drivers.

il give them a try when i get my provisional cant send off for it yet as my mums lost my national identity card

Then you must leave the country until we know who you really are.




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- Sent from my iPhone using Tapatalk

haha dont ven think iv got anything else i can use , got a berth certificate and an out of date passport , with the berth certificate i need 1 other form of id but dont know if i can use the expired passport

[Michael!]

elephant are alright for younger drivers mate!

the thing that fucks you over is paying monthly. always does me anyway.

[jakerowles]

elephant are alright for younger drivers mate!

the thing that fucks you over is paying monthly. always does me anyway.

ill give em a try when i get my provisional mate , isent off for it over 2 weeks ago now hopefully il get it soon

[RSGeorge]

Hate to piss on your chips mate but you will have to declare the mods the bodykit and everything. I know its all ford items but to the insurance company you have made that car more desirable to the would be car thief.

I have wheels off an escort rs 2000 on my turbo and had to declare them, cost me an extra £16 on the policy which was a joke really cos the insurance was only £100 anyway

Just remember if you dont declare the mods and anything happens the insurance company will void the policy and you will be prosecuted for driving with no insurance. It happened to a friend of mine and he ended up being banned from driving for a year all because an old woman drove into his car and he didnt declare the wheels and exhaust

[jakerowles]

Hate to piss on your chips mate but you will have to declare the mods the bodykit and everything. I know its all ford items but to the insurance company you have made that car more desirable to the would be car thief.

I have wheels off an escort rs 2000 on my turbo and had to declare them, cost me an extra £16 on the policy which was a joke really cos the insurance was only £100 anyway

Just remember if you dont declare the mods and anything happens the insurance company will void the policy and you will be prosecuted for driving with no insurance. It happened to a friend of mine and he ended up being banned from driving for a year all because an old woman drove into his car and he didnt declare the wheels and exhaust

FFS it's like they don't want people to drive there going to be ripping me off to £2000 at very least , I suppose I'll just have to ask if they need declaring when I'm getting quotes , thanks for the info tho mate

[stuff n that]

http://www.aviva.co.uk/motor-insurance/

try these mate, i pay just under 800 quid a year with aviva on a mk3.5 1.6si, 20 years old 3 years no claims and a driving ban! every other company was 1200+ per year but for some reason aviva were miles cheaper.
when your getting a quote try changing things like, mileage per year, where the car is kept overnight and named drivers on the policy.
i found that if i put my dad on as a named driver it knocked 50 off per year but with my mam on it put it up by 30 a year (she has 8 years no claims). annual mileage was cheapest for me at 4000 but they cant prove that anyway so you could do 20k in a year and it dont matter. and it was cheaper to say my car was parked on the driveway overnight than in the garage.

my last insurance company wanted to charge me extra for adding locking wheel nuts, wtf is that about?? i think stuff like that, locking wheel nuts, kept in garage etc are to catch people out as you automatically think it will reduce the price when it sometimes puts it up so make sure you check every different option if that makes sense?

end of the day insurance companys are complete pricks who will try anything to rape you of every penny you have just because your a young driver so its alot harder to get a good price.

good luck with getting insured anyway mate and good luck with learning to drive!

[jakerowles]

I'll be saying it's on a locked driveway Which it is and around 2000 annual miles can see me doin loads in my first year but as you say they can't prove that . Apparently some charge more for a garages car as a thief has more time to do what they want and won't get desterbed they would potentially have access to tools swell , I will try adding my mum to the policy 1st as she dosent have a car no more and could use it to nipp to the shops if she docent it don't matter along as it makes it cheaper . I might also get an alarm put on , really don't know what I'm going to do though Iv got around £1000 towards my insurance and I haven't got a clue where I'm going to get the rest from , then I've got to tax it mot it and fill it with fuel . Learning to drive isn't a problem Iv been able to drive since I was about 10 it's my theory test I'll find hard . Thanks for your help mate

[RSGeorge]

TBH with you the mileage aint gonna make that much of a difference. When I got insurance for my step son we put down 3000 miles a year and when I played around with the quote it was cheaper for 10000 miles a year than it was for any less. Going over that it got dearer again. Most insurance companies see 6000-10000 miles a year as average so I would put down something between them mate, at least your covered then if you do a few miles.

And again they can check the mileage in the event of an accident, they go off whats recorded at the time of an MOT. Just remember "should" anything happen they will do there very best to find reason NOT to pay out so dont give them a reason

[RSGeorge]

Also be careful with Aviva, I was with them years back when I had a 3 series BMW (was called Norwich Union then) and when I enquired about adding a roll cage the premium went up by £400. I asked why and they said "If you feel you have a need for a roll cage then your obviously not driving sensibly" which was a good point but I wanted to add it for track days not doing handbrake turns in McDonalds car park lol

[Michael!]

when i had my mk3 i was with quinn and they didnt need me to declare my alloys/2i bodykit because it didnt affect the performance of the car?

the person i spoke to just reminded me that in the event of an accident, if i had to claim the parts i put on wouldnt be replaced...

[RSGeorge]

when i had my mk3 i was with quinn and they didnt need me to declare my alloys/2i bodykit because it didnt affect the performance of the car?

the person i spoke to just reminded me that in the event of an accident, if i had to claim the parts i put on wouldnt be replaced...

There are some companies that are like that. I was with CIS for a couple of years and they werent bothered what I did to the car as long as performance wasnt effected but they have since changed the way they do things

[jakerowles]

TBH with you the mileage aint gonna make that much of a difference. When I got insurance for my step son we put down 3000 miles a year and when I played around with the quote it was cheaper for 10000 miles a year than it was for any less. Going over that it got dearer again. Most insurance companies see 6000-10000 miles a year as average so I would put down something between them mate, at least your covered then if you do a few miles.

And again they can check the mileage in the event of an accident, they go off whats recorded at the time of an MOT. Just remember "should" anything happen they will do there very best to find reason NOT to pay out so dont give them a reason

ill keep that in mind 6000 seems alot but when you can drive where you want to drive it probarbly wont be

[jakerowles]

when i had my mk3 i was with quinn and they didnt need me to declare my alloys/2i bodykit because it didnt affect the performance of the car?

the person i spoke to just reminded me that in the event of an accident, if i had to claim the parts i put on wouldnt be replaced...

ill give them a try then do you know how much it was to insure yours on a provisional ? i got mine today and as a bonus i can even book my theory even though im not 17 yet

[Michael!]

when i first got my provisional it was £650 annually, that was only 2 years ago, just shows how bad things have got in that time mate

wouldnt try quinn though, they've gone downhill


try elephant and admiral they seem to be taking it easy on younger drivers at the moment, also try getting a policy in your parents name mate, like everyone says have play with the options online and then ring up to get new quote and barter

[jakerowles]

when i first got my provisional it was £650 annually, that was only 2 years ago, just shows how bad things have got in that time mate

wouldnt try quinn though, they've gone downhill


try elephant and admiral they seem to be taking it easy on younger drivers at the moment, also try getting a policy in your parents name mate, like everyone says have play with the options online and then ring up to get new quote and barter

tbh mate i think i might just wait till i have a full licence , thers no point in me getting insurance yet as theres not many people i can drive with and i wouldnt be able to just drive when i want id just end upbeing a taxi so later im going to buy a theory practise disk and book it , bit annoying that you cant pay cash though then its just a case of 10 lesson s at the most and my test

[Michael!]

i did 13, passed first time with 3 minors.

if you're confident... with 10 you'll be fine

[jakerowles]

i did 13, passed first time with 3 minors.

if you're confident... with 10 you'll be fine

i am mate been drivin nearly 7 years learnt in a lwb renault master van

[RSGeorge]

lol, i took quite a few (cant remember how many) but passed 1st time. When my sister did her test she booked it for her 17th birthday, failed in the morning but rebooked for the afternoon and passed lol. This was a year before theory test came out and before you had a cooling off period between tests

[jakerowles]

lol, i took quite a few (cant remember how many) but passed 1st time. When my sister did her test she booked it for her 17th birthday, failed in the morning but rebooked for the afternoon and passed lol. This was a year before theory test came out and before you had a cooling off period between tests

My biggest problem will be the theory I'm going to try and book it for next week , then I'll have enough time to revise . So can you have lessons before your 17 ? As I'd like to have my test on my birthday so I can drive as soon as possible

[jakerowles]

YYEESSSSS iv just seen on the news that car insurance premiums could be going down they better had and by a lot i might be able to afford it then