**making mods, tell insurance yes or no?

CVH and Zetec tuning, suspension and braking mods.

**making mods, tell insurance yes or no?

Postby lee 1.6 si on Sun Jan 26, 2003 9:46 pm

I am 17 and had my last 1.6 si written off :x :cry: , luckly i had full insurance it cost me £1200 under my old man's name though. However i'm still going to get another 1.6 si and want to put an induction kit and boost value a few little bits peices on it, do you think it would be worth telling the insurance? :-?
Do you think there is much difference between the k & n induction and the piper cross viper considering price?
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Postby heeman10 on Sun Jan 26, 2003 10:41 pm

In general, it's best to tell, or ASK your insurance company about what you're going to do. If they want more, then pay it. Otherwise, if you have an accident, and the company see what you've done, and don't know about it, your cover will be void, and you'll have bills to pay. So ALWAYS ask your insurers if anything you do will add to your premium.
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Postby Fezzy Turbo on Mon Jan 27, 2003 8:52 am

Well done heeman10, right answer ;)

Always let your insurance company know about any changes.

As for using a Pipercross Viper, well i personaly think they are just overpriced and probably wont give u anything extra over a traditional cone filter.

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Postby unknown_user on Mon Jan 27, 2003 12:25 pm

Well mate, you really ownt get any gains from doing it, or any thing worth the amout of money u will be chucking at it... i had cams chip filet exhaust, only thing i noticed was that it was alot louder... cams made it pick up worse... unlucky about writing it off though mate... 1200 in your dads name seems a bit harsh dunt it!
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Postby lee 1.6 si on Tue Jan 28, 2003 3:58 pm

Yeah they wanted £2000 on my own for a 1.1. What cams did you fit you say they made the pick up slower, how much did you pay for them? :-?
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Postby AndyBlackFRST on Tue Jan 28, 2003 4:49 pm

YES YES YES YES YES

If you hit another car/ another car hits you then you are not covered as by not telling them about engine/body mods it voids your agreement.
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Postby chumkila on Tue Jan 28, 2003 4:53 pm

Yes.
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Postby 16VSi on Tue Jan 28, 2003 7:19 pm

I totally agree with all the above replies

You should declare any modification to your car, from colour coded air vents to 2 litre turbo engine conversions.
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Postby lee 1.6 si on Wed Jan 29, 2003 9:02 pm

From what i've read people are saying the induction kits and boost valves are not that good but actually make it pick up slower :aaah: or do something negative. Is there anything worth doing that would cost less than about £250 :-? , i was just looking for a bit more back end power and acceleration not top end speed.
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Postby Bash on Wed Jan 29, 2003 10:38 pm

Get it chipped possibly ? Prob need cams too mind. Not sure :D

My insurance has just been renewed today, and believe it or not, i declared
performance exhaust, air filter, alloys and it hasnt changed my premium.
Cos power gain aint increased over 5bhp but had to write and send pics of mods that have changed car cosmetically etc. Jobs a g00d un

Allso police cant touch you if alls been declared :) and if in unlucky event of crash you will be covered.
Declare em mate or like others have said, insurance will be void if you crash. Last thing you want to do is run into back of a merc with void insurance =/
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Postby bearman on Thu Jan 30, 2003 8:17 am

what company that with bash?
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Postby GavStyli on Thu Jan 30, 2003 12:17 pm

after reading this thread, i think i better get on the fone to my insurance company!! :lol:
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Postby AndyBlackFRST on Thu Jan 30, 2003 6:09 pm

Naughty Naughty Gav :aaah:
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Postby Bash on Thu Jan 30, 2003 7:03 pm

CIS \o/
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