fiestaturbo.com

[EUFez]

[Michael!]

next month repairs will be complete, so the cars getting signed over to my grandad and im going on his insurance, its £800 a year and VERY affordable

any alternatives? please feel free to enlighten me?

[jonyb4]

well dont go shouting that out on here, as its strictly not legal
people moan about it

[- Danny Boy -]

Now is that not legal?

[Michael!]

"signing it over to my grandad and being a named driver on his"

isnt... "get insurance on MY car, in his name"

read before you post jon :/

[Ratspeed]

Its a different way of putting it though isnt it?

So your trying to s**t us all by saying that your grandad will drive it more than you, and it will park on his drive etc?

[Michael!]

his drive being mine (should have mentioned, i live with my grandparents) and with him not having a car, he'll be driving it just as much as me... i thought it was a nice gesture and one which will save us both money...

and no, it isnt theyre both different things?

[jonyb4]

Its a different way of putting it though isnt it?

So your trying to s**t us all by saying that your grandad will drive it more than you, and it will park on his drive etc?

exsactly what i meant

iw as giddy last time i wrote lol

[jonyb4]

his drive being mine (should have mentioned, i live with my grandparents) and with him not having a car, he'll be driving it just as much as me... i thought it was a nice gesture and one which will save us both money...

and no, it isnt theyre both different things?

tons of people do it mate, they all say it too,
ive got a car, its in my dads name, im a named driver on his policy covering my car, but i drive it to college every day , my dad uses is to get me from town whem im on the piss


some companies literally wait outside your house for 24hours or so waiting to see who drive the car the most, and when they see its not the elderly chap on the policy they dont ask questions

[Michael!]

id be down as the main driver too though, didnt mean to be rude in my other post...

to be perfectly honest, the fine for driving around with insurance is less than my insurance, if i was an idioti wouldnt even bother, i get so fudgekin angry with these c**ts its unreal, having a hell of a time at the moment trying to cancel mine, theyre taking the piss


fudgekin hate the whole system

[jonyb4]

i understand, all im saying is be wary

besides you can only have one main driver im sure, aka the policy holder

[Michael!]

im sure you can choose the main driver on the policy, it may be frowned upon a little, but i have no other alternative
since my first year, of insurance its almost tripled in price well in fact it has!
2009 £900
2011 £3,000

[jonyb4]

honestly mate if i were you, id have sold it and bought a fudgekin 125 motorbike by now

ive been considerign that for a while and my insuarance is only 1200 a year

mine started off at just shy of 900 in 08, then went up to 1000, and now its 1199, but to be fair ive modified mine and its more expensive

[Michael!]

nope, bikes are no option for me, they terrify me, i have thought about saving up for a bmx though, i used to do it and i was fudgekin mint ha!


we'll see after this year, ive been challeneged to keep a car for a year

[Michael!]

I now have sideskirts (will have them Thursday)

More paint on Thursday too, expect lots of pictures!

[FiestaBen]

So... Your grandad is gonna be the registered owner (v5) and the policy holder (insurance), you're gonna be a named driver but he's gonna drive it as much as you? No insurance company will buy that. Especially as it's a modified car, they'll look at your grandad and his age, look at the car and void the policy in the event of an accident or routine check. I don't see how 3/6 points, £200 fine, £150 recovery fee and £15 a day storage can be cheaper than a months insurance payment either? especially as the 3/6 points will send your insurance even higher come renewal! (and yes I know what I'm on about, I've seized a few peoples cars ) And yes, you can chose the main driver on the policy, but again, they start asking questions when it's not the same as the name on the v5.

Sorry mate, but it's a stupid idea and one that can potentially get you in a lot of s**t! If you can't afford it properly, don't bother doing it at all, it's just not worth the crap it can cause!

[Michael!]

It's not modified :s I know what you're saying, and thinking about it sensibly, it's not a good idea.

But it's the only I'm going to get to drive
And it's only for a year, I'm getting a full time job soon, and I'm going to start to save up for my own policy.

[Michael!]

ANYWAYYYYY
enough insurance speak

Back to my car ?

[FiestaBen]

It's not modified :s I know what you're saying, and thinking about it sensibly, it's not a good idea.

But it's the only I'm going to get to drive
And it's only for a year, I'm getting a full time job soon, and I'm going to start to save up for my own policy.

It is modified lol, it's matt black!

Doesn't make it any better, wait a year or until you have a full time job

[Michael!]

I've worked too hard to get it, and repair it
To be f**cked over with a ridiculous premium, so I'm afraid, when it is time insure it it's going to have to be that way, unless by some miracle the whole system gets changed

[- Danny Boy -]

Just because its matte black, doesnt mean its modified. Its still black on the V5

[jonyb4]

nevermind the black, the RS wheels aint standard


persojnally i still feel the same way as i first did when you said your getting the car, why get a Zetec S at the age of 19 with only a part time job

Si i can understand because theyre alot less of a insurance group (i dont know what the new group for each is as theyve all changed, used to be Si 16v a Group 8 and Zetec s atleast a 11)

now your sinking deaper and deaper into money issues with it, my advice sell it or put it aside and drive something cheaper for the year, and project this one, a 1.3 frascati would dot he job perfectly

[Michael!]

zetec s is group 8 :/? im sure it is

your si, is more to insure than my car

[jonyb4]

not the last time i checked

Zetec s are popular with youngsters and often crashed
obviously more popular then a Si

[lachojski2005]

http://www.thatcham.org/abigrouprating/ ... p?page=347

http://www.thatcham.org/abigrouprating/ ... p?page=347
both the same insurance group

[knuckles]

my 19 year old brother is going through the same situation with insurance.
he is currently paying out £330 a month insuring a 1.6 2003 renault megane

All insurance has gone up and it will go up again come june.

but in your case you must be mad owning a zetec s and cant afford insurance for it.
why not get a 1.25 or something with less bhp to bring the group down a bit ???
i have been told by insurance companies a fiesta is caterised as a youngsters car so puts up premiums

[jonyb4]

http://www.thatcham.org/abigrouprating/index.jsp?page=347

http://www.thatcham.org/abigrouprating/ ... p?page=347
both the same insurance group

its blank

i know it aint the same group, or id be paying alot more

[lachojski2005]

so both cars are group 17 ,group type e ,security t2 but they are not the same group?please explain this!

[jonyb4]

your link says nothing

before they changed the groups, Si 16v was a 8 and the Zetec s was about 11, 1.7 puma was 13

[Michael!]

my 19 year old brother is going through the same situation with insurance.
he is currently paying out £330 a month insuring a 1.6 2003 renault megane

All insurance has gone up and it will go up again come june.

but in your case you must be mad owning a zetec s and cant afford insurance for it.
why not get a 1.25 or something with less bhp to bring the group down a bit ???
i have been told by insurance companies a fiesta is caterised as a youngsters car so puts up premiums

When I got it, could afford to insure it, my jobs turned out to be a complete s**t!

It's in 8e Jon, same as yours...

I'm going to be able to insure it as soon as all the repairs are done, it's just at the moment looking poo, I'll be able to sort my insurancee out without my parents help, but these ideas come into my head and I'm like a kid "OMG I'M DOING THAT NAO!"

But once I think about it, I'll sort out the correct way to go about it, and it'll be sorted

[Michael!]

Oh and, insurance on a 1.1, 1.3 and 1.25 of all years Is the same or worse

[lachojski2005]

your link says nothing

before they changed the groups, Si 16v was a 8 and the Zetec s was about 11, 1.7 puma was 13

was about 11?im pretty sure it use 2b 8 thats y I got mine.click the link then click the link at the bottom of that and find your car,its the same as a fiesta mk5 zetec s,also you can look on parkers and it wil say both are 17.

[Michael!]

i have sideskirts got them from a local on zsoc, good guy...



while it was on all 4's i got a few pictures of the half arsed paint job so far, unimpressed to say the least... put a doubt in my mind as to whether i even wanted to do it now, as everything i seem to do turns out to be a load of w@nk
and progress is going to be even slower because ive had my hours cut AGAIN
anyway, pictures...






started on the arche too


oh and these two catastrafucks happened too





anyone want to buy my car:(?

[jonyb4]

you really dont have much luck with cars

[- Danny Boy -]

Thats a nice big ass crack on the windcreen!