fiestaturbo.com

[GilesFiesta]

Do insurers actually notice if the car has been subtly modified? Things like, having an Si interior in a lesser model...is that a 'modification'? Taking the badges off...wouldn't that actually LOWER the premium, if putting RS turbo badges on makes it higher?

Even having your car 3cm lower...i'm not sure even i would notice the physical appearance on first glance.

Maybe i'm naive but it's better to find out before slapping a load of stuff on the car and then having the premium hiked.

Anyone had a bump with undeclared 'modifications' and been financially scalded by insurance?

[~ John Reid ~]

interior mods as youve stated like seats im fairly sure do not matter.

most exterior mods will put your insurance up e.g alloys.

Taking badges off wont do anything but lowering it - not too sure its up to you.

[mintwhiters]

It's not worth the risk! Declare EVERYTHING!!!

[GilesFiesta]

What about if i change my hairstyle, should that be declared on insurance?

[~ John Reid ~]

what i was thinking.

debadging - dont bother letting them know - things you take off the dar you dont have to tell.

things you put on the car that the car didnt come with then let them know.

[Jonezy]

go woht quinn direct and most things dont hike your premium, just mke sure you tell them tho

[taylor5788]

my mate was refused a quote from Quinn because he declared mods

personally i think ALL insurance companies are different in some ways

[Jonezy]

quinn said, "bodykit, thats no problem, lowered? no problem and alloys are fine mate" all in a belfast accent

[Oranoco]

If it deviates from the manufacturers specification you should declare it to your company. Failure to do so could result in your policy being void and beleive me you don't want to try and get cover once you've had a policy declred void by your insurer as that really will hurt you financially.

Harsh as it sounds, if you can't afford to insure the car don't build it