Young driver insurance

Club insurance schemes with Chris Knott Insurance, Prestige Keep Moving and Adrian Flux.

Young driver insurance

Postby Leon on Tue Sep 19, 2006 3:41 pm

Hello all,

I've been shopping around for some insurance quotes to try and see what engine size I can realistically afford. I've been driving now for a little over 9 months - but I've only ever been a named driver.

So far I've had quotes from £1366 to £4000 on a rotten £400 1.1LX for example. Is this usual for somebody of my age (19)? Or am I being ripped off and looking in the wrong places - if so where should I be looking? :rolleyes:

Thanks in advance,

- Leon
Image
Leon
Senior Poster
Senior Poster
 
Posts: 226
Joined: Tue Mar 09, 2004 9:34 pm
Location: Canvey Island, Essex

Postby Tanya on Tue Sep 19, 2006 3:53 pm

ive been looking around the cheapest i got for a 1.1 is £756
i just went on confused.com and moneysupermarket.com :D
does all the searching for ya :D
Image
Tanya
Elite Post Master
Elite Post Master
 
Posts: 1938
Joined: Mon May 29, 2006 3:40 pm
Location: Scunthorpe, North Lincolnshire
Your car: Fiesta ST / s**t 1.6 Escort

Postby Leon on Tue Sep 19, 2006 4:07 pm

Confused.com was quoting me £1500+ :lol:
That's with maximum excess, no disqualifications, no (recorded) accidents. :P

Edit: Only filled out some forms 10 minutes ago - clicked the box saying Please don't contact me and just had a phonecall from a nice guy called Brett offering me a pass plus course for £100! :lol:
Last edited by Leon on Tue Sep 19, 2006 4:12 pm, edited 1 time in total.
Image
Leon
Senior Poster
Senior Poster
 
Posts: 226
Joined: Tue Mar 09, 2004 9:34 pm
Location: Canvey Island, Essex

Postby richard_p88 on Tue Sep 19, 2006 4:11 pm

I'm paying £1200 with Quinn direct for a 1.1 Sapphire. Cheapest i could find. I'm 18 and it's my first year driving. Just gotta bite the bullet i'm afraid.

Next year is looking alrite though, Just under £900 for a 1.6 Si. a few other car i'm thinking of which will reamin unnamed :oooh:

So that's a better car and a £300 insurance discount. Can't wait! (just have to save up to buy the better car now...)
Image
richard_p88
Senior Poster
Senior Poster
 
Posts: 431
Joined: Sun Jun 04, 2006 11:49 pm
Location: Stockton-on-Tees

Postby Leon on Tue Sep 19, 2006 4:19 pm

Ah that's poo! I wanna go back to being on mummy's policy! :(
Image
Leon
Senior Poster
Senior Poster
 
Posts: 226
Joined: Tue Mar 09, 2004 9:34 pm
Location: Canvey Island, Essex

Postby Tanya on Tue Sep 19, 2006 4:38 pm

:oooh: how the heck is it that much
i put £150 excess i think..
im only 17 so obv with 0 years NCB :-?
Image
Tanya
Elite Post Master
Elite Post Master
 
Posts: 1938
Joined: Mon May 29, 2006 3:40 pm
Location: Scunthorpe, North Lincolnshire
Your car: Fiesta ST / s**t 1.6 Escort

Postby Leon on Tue Sep 19, 2006 4:40 pm

x_Tanya_x ::oooh: how the heck is it that much
i put £150 excess i think..
im only 17 so obv with 0 years NCB :-?


Probably because you're a bird, and "birds are far better drivers". :lol:
Image
Leon
Senior Poster
Senior Poster
 
Posts: 226
Joined: Tue Mar 09, 2004 9:34 pm
Location: Canvey Island, Essex

Postby Tanya on Tue Sep 19, 2006 4:44 pm

thats one thing i dont get...lads insurance is always more expensive when i think it should be the other way round women are dangerous :lol: :lol:
Image
Tanya
Elite Post Master
Elite Post Master
 
Posts: 1938
Joined: Mon May 29, 2006 3:40 pm
Location: Scunthorpe, North Lincolnshire
Your car: Fiesta ST / s**t 1.6 Escort

Postby Leon on Tue Sep 19, 2006 4:45 pm

Haha, you said it. :lol: :P
Image
Leon
Senior Poster
Senior Poster
 
Posts: 226
Joined: Tue Mar 09, 2004 9:34 pm
Location: Canvey Island, Essex

Postby Guy Mk4 on Tue Sep 19, 2006 5:38 pm

richard_p88 :I'm paying £1200 with Quinn direct for a 1.1 Sapphire. Cheapest i could find. I'm 18 and it's my first year driving. Just gotta bite the bullet i'm afraid.


'Kin hell, it wasn't that much when I was 18. There's me thinking £1500 was bad for a 24 year old on an ST :o
Image
Guy Mk4
Elite Post Master
Elite Post Master
 
Posts: 2880
Joined: Thu Feb 13, 2003 1:06 pm
Location: Nottingham Drives: Silver Mk 4 Zetec

Postby dusty on Tue Sep 19, 2006 6:24 pm

http://www.liverpoolvictoria.com

or

http://www.quinn-direct.com

the first one was the cheapest and they gave you 2 years ncb instead of 1 at the end
dusty
Senior Poster
Senior Poster
 
Posts: 314
Joined: Mon Dec 26, 2005 3:23 pm
Location: West Yorkshire!! Pontefract

Postby diablosvy on Tue Sep 26, 2006 2:57 pm

Do pass plus and you get a 30% discount with Norwich Union.
Mine was 1140 TPFT @ 18 on a 1.4si

Mike
Image
diablosvy
Post Master
Post Master
 
Posts: 738
Joined: Sat Jul 10, 2004 5:11 pm
Location: Maidstone, ( Exeter @ uni )

Postby samm0 on Tue Sep 26, 2006 3:28 pm

id say thats alot, i insured my rs1800 at 20 with no no claims for £1200 and my 5 gtt is £1500
samm0
Poster
Poster
 
Posts: 81
Joined: Tue May 16, 2006 10:53 am

parts

Postby livinitup on Tue Sep 26, 2006 5:26 pm

norwich might not take any mods though i've heard. confused aren't great for young drivers, do what I did, get the yellow pages, and spend a day or two phoning everyone. I managed to get mine from 2200 down to £1450, try Quinn Direct, Fantastic for mods too, only count engine mods as an insurance raise.
livinitup
Newbie Poster
Newbie Poster
 
Posts: 28
Joined: Thu Sep 21, 2006 6:23 pm

Postby minston2 on Tue Sep 26, 2006 6:46 pm

my insurance last year @ 17 was £1600 on a 1.1 with Norwich Union, i declared alloys and body kit, also i had pass plus, but the said the mods cancle the pass plus out so it was back to tyhe origonal price.

this year i went with quinn-direct £668 1yrs NCB.

I went on confused.com and they said Quinn-direct was £900, but when I phoned em it was £668.

So phone em directly cos I reckon confused must take a bit!!
minston2
Senior Poster
Senior Poster
 
Posts: 211
Joined: Sat Sep 16, 2006 11:42 am
Location: preston

parts

Postby livinitup on Tue Sep 26, 2006 9:39 pm

yeah its s**t!
livinitup
Newbie Poster
Newbie Poster
 
Posts: 28
Joined: Thu Sep 21, 2006 6:23 pm

Postby JohnBoy_DIY on Thu Sep 28, 2006 9:42 pm

£1896.00 was the cheepest i could find in my 2nd year of driveing after loozin ma licence in a 1.1
Image
JohnBoy_DIY
Post Master
Post Master
 
Posts: 538
Joined: Fri Jun 02, 2006 11:19 am
Your car: CAR

Postby mk3dean on Fri Sep 29, 2006 12:48 am

im payin £1600 tpff, on my xr2i mods included and im 18 with a years driving and pass plus.

not bad id say
mk3dean
Senior Poster
Senior Poster
 
Posts: 312
Joined: Fri Jan 27, 2006 4:40 pm
Location: Worthing, westsussex

Postby Priezti on Fri Sep 29, 2006 7:21 am

NORWICH UNION ARE A SET OF CO(K HOLES!!!

just thought id mention that :)
Occupation: Auto Electrician & Car Audio installer (feel free to PM any questions)

http://www.fiestaturbo.com/forums/priez ... -vt149870/
Priezti
Post Master
Post Master
 
Posts: 545
Joined: Thu May 11, 2006 9:50 pm
Location: Doncaster, S.Yorks

Postby Brother Crash on Sun Oct 01, 2006 11:45 am

Image
Brother Crash
Elite Post Master
Elite Post Master
 
Posts: 9686
Joined: Mon Jul 21, 2003 10:18 am
Location: South London & Drives: Kia Rio Chill & Vectra 2.2 SRI

Postby Fez4MJ on Tue Oct 03, 2006 1:57 am

Im on direct line. My car is a 1999 (Mk4) 1.25 zetec fez.

Always tricky with a 16v I guess. They wanted £2100! Luckily my mum is on direct line too so they gave me a discount for 'other family member using us' kinda thing so I paid £1800.

Next renewal is due in January, after 1 year of driving with no claim = £973.

Places like admiral and those that compare others are just crap ive found.

I might shop around this time though as I dont think il get a discount this year from parents being on direct line. Plus direct line dont cover modified cars if your under 21yrs old.
Fez4MJ
Newbie Poster
Newbie Poster
 
Posts: 39
Joined: Fri Feb 24, 2006 6:12 pm
Location: Essex - Birthplace of the white emulsion painted Nova :P

Postby 2309andy on Wed Oct 04, 2006 4:56 pm

my insurance ent too bad 800 tpft on my fiesta si

new car insurance for the golf mk4 tdi is 610 tpft and im only 20.
Image
Image
2309andy
Elite Post Master
Elite Post Master
 
Posts: 1503
Joined: Fri Dec 31, 2004 1:02 am
Location: Gloucester, uk Drives: mk4 golf tdi

Postby 2309andy on Wed Oct 04, 2006 4:56 pm

my insurance ent too bad 800 tpft on my fiesta si

new car insurance for the golf mk4 tdi is 610 tpft and im only 20.
Image
Image
2309andy
Elite Post Master
Elite Post Master
 
Posts: 1503
Joined: Fri Dec 31, 2004 1:02 am
Location: Gloucester, uk Drives: mk4 golf tdi

Postby apter on Fri Oct 06, 2006 12:08 am

i got a 1.3 Lx costing me £1300 (just under), I went with http://www.quinn-direct.com
I think it's one of the cheapest, I'm 18 under Named Driver thrid party fire & theft .
Full comp is prbs somewhere near £2000-2500 someone of my age so i'll just stick to third party etc. :lol:
apter
Newbie Poster
Newbie Poster
 
Posts: 13
Joined: Thu Oct 05, 2006 9:12 am
Location: Preston

Postby bbl on Wed Oct 18, 2006 3:54 pm

some of those seem a bit steep. i got a mk4 fez 1.3 16v hatchback and i managed to get that for 1300 fully comp without adding my pass plus! lol
bbl
Poster
Poster
 
Posts: 73
Joined: Wed Oct 18, 2006 3:50 pm
Location: maidstone, kent

Postby wakeboardtom on Wed Oct 18, 2006 4:06 pm

Liverpool Victoria mate!! Im paying £1300 on my own name, fully comp on an Xr2! And im only 18! Alot of other insurers wouldnt even give me a quote!
Image
wakeboardtom
Senior Poster
Senior Poster
 
Posts: 488
Joined: Thu Jun 22, 2006 12:33 pm
Location: Rhyl, N wales

Postby ukgaz on Wed Oct 18, 2006 9:19 pm

im 19 myself, mines a 1.1L '95 got insurance from quinn direct £1058 excess £135 :D further note it is 3rd party, fire and theft
ukgaz
Senior Poster
Senior Poster
 
Posts: 307
Joined: Sun Oct 15, 2006 6:41 pm
Location: Berkshire, Fiesta MK7 1.25 Zetec

Postby ryan_u89 on Sat Oct 28, 2006 12:34 am

Iv gota 1.3i fiesta, im 17 with no ncb obv and mines £580 on my dads! direct line
Ryan
ryan_u89
Poster
Poster
 
Posts: 137
Joined: Thu Aug 03, 2006 9:17 pm


cron

Twitter

The second 20th Anniversary article, a dive into the history of how the site came about is available here: https://t.co/kbCfZ4sf0R

17:44, 4th December 2021 Twitter Web App

To celebrate https://t.co/wXVkvJipaS being 20 years old this year, I've written a series of articles detailing the… https://t.co/B0vE0Y3KvP

17:42, 4th December 2021 Twitter Web App

Follow fiestaturbo.com on Twitter:
http://twitter.com/fiestaturbo/

RSS Feeds

Subscribe to the RSS feed

What is RSS?

RSS is a technology that lets you use special applications or modern browsers to notify you you when a site is updated. You can then read the updated content in that application or your browser.

To subscribe to these RSS feeds you need to copy the links above. For instructions on how to add it to the feeds you keep track of, consult the documentation of your RSS reader.